Residential & Commercial
Property Owners

Property owners Insurance:

Protecting your property, rental income & investment.

Property Owners insurance is designed for individuals, companies, partnerships and investors who own residential, commercial or mixed-use property.

Whether you own a single investment property or a larger portfolio, insurance should reflect the construction, occupancy, tenant type, location and characteristics of the property.

Residential landlords • Commercial landlords • Residents Associations (Blocks of flats) • Residential landlords • Commercial landlords • Residents Associations (Blocks of flats) • Residential landlords • Commercial landlords • Residents Associations (Blocks of flats) • Residential landlords • Commercial landlords • Residents Associations (Blocks of flats) •

Designed for:

Typical cover:

Depending on the property and insurer:
Buildings and contents • Property owners' liability • Loss of rent & legal expenses • Alternative accommodation • Subsidence • Unoccupied property options • Buildings and contents • Property owners' liability • Loss of rent & legal expenses • Alternative accommodation • Subsidence • Unoccupied property options • Buildings and contents • Property owners' liability • Loss of rent & legal expenses • Alternative accommodation • Subsidence • Unoccupied property options • Buildings and contents • Property owners' liability • Loss of rent & legal expenses • Alternative accommodation • Subsidence • Unoccupied property options •

Tailored Protection

Specialist options
we can explore.

We can also explore a range of specialist options for your property, including non-standard construction, unoccupied properties, multiple locations, unusual occupancies and terrorism cover.

Claim in practice:

Escape of water damages a rental property.

A burst pipe causes extensive water damage to a rented property.

The property requires substantial drying and reinstatement work and the tenants are unable to remain at the property while repairs take place.

Subject to the policy terms, Buildings cover can respond to the insured damage while Loss of Rent or Alternative Accommodation cover may provide additional protection where included.

Our approach

Complex property risks, expertly covered.

Property portfolios can quickly become more complex when there are multiple locations, different tenant types, unusual construction or renovation works.

We can approach both mainstream and specialist property markets where standard insurance solutions may not be appropriate.