Motor Fleet insurance is designed for businesses that operate 2 + vehicles as part of their day-to-day activities.
From company cars and vans to commercial vehicles, HGV’s and mixed fleets, cover can be structured around your vehicles, drivers and how they are used.
Depending on the insurer and fleet profile:
We can explore a range of specialist fleet and motor trade solutions, including any driver arrangements, cover for young or inexperienced drivers, hired-in vehicles, and carriage of goods for hire or reward. Additional options may include motor legal expenses, breakdown assistance, cover for specialist vehicles, electric and hybrid vehicle insurance, and European travel cover.
A trades business has one of its vans involved in a road traffic accident while travelling to a customer’s premises.
The vehicle suffers substantial damage and is unavailable for several weeks.
Subject to the policy terms, the motor policy deals with the insured vehicle damage and, where included, provides recovery and replacement vehicle support.
Fleet insurance isn’t simply about the number of vehicles.
We consider vehicle types, driver profiles, business activities, vehicle use, operating territory and claims history before approaching the market.