High Net Worth insurance is designed for individuals and families whose homes, possessions, vehicles and wider lifestyle require a more comprehensive and flexible approach than a standard household policy.
The value of your assets is only part of the consideration. High-value homes, collections, jewellery, fine art, multiple vehicles, overseas properties and other personal assets can all require specialist underwriting.
A private client accidentally loses a high-value item of jewellery while travelling.
The item has been appropriately declared and insured under a specialist household policy.
Subject to the policy terms and valuation requirements, the insurer deals with the claim under the valuables section.
High Net Worth insurance is about more than adding together the value of your home and contents.
We consider the nature of your assets, lifestyle, travel, vehicles, collections and individual requirements and can approach specialist Private Client insurers where appropriate.
