Management Liability

Management Liability Insurance

Protecting directors, officers and the business.

Directors and senior managers can face claims, investigations and legal costs arising from decisions made in the course of running a business.

Management Liability is designed to provide protection for directors, officers and, where appropriate, the company itself.

Manufacturers • Wholesalers and distributors • Retailers • Offices • Warehouses Engineering businesses • Service businesses • Manufacturers • Wholesalers and distributors • Retailers • Offices • Warehouses Engineering businesses • Service businesses • Manufacturers • Wholesalers and distributors • Retailers • Offices • Warehouses Engineering businesses • Service businesses • Manufacturers • Wholesalers and distributors • Retailers • Offices • Warehouses Engineering businesses • Service businesses •

Designed for:

Limited companies
SMEs
Larger businesses
Company groups
Organisations with significant employment exposures
Company directors
Senior decision makers

Typical cover:

Depending on the business and insurer, cover can include:

Directors & Officers Liability - Protection for directors and officers against covered allegations arising from wrongful acts committed in their managerial capacity
Corporate Liability - Protection for the company against certain management-related claims
Employment Practices Liability - Cover for certain employment-related allegations, subject to the policy terms

Buildings, Contents & Business Assets • Stock, Goods & Money • Business Interruption & Machinery Breakdown • Employers - Public & Products Liability • Legal Expenses Cover • Buildings, Contents & Business Assets • Stock, Goods & Money • Business Interruption & Machinery Breakdown • Employers - Public & Products Liability • Legal Expenses Cover • Buildings, Contents & Business Assets • Stock, Goods & Money • Business Interruption & Machinery Breakdown • Employers - Public & Products Liability • Legal Expenses Cover • Buildings, Contents & Business Assets • Stock, Goods & Money • Business Interruption & Machinery Breakdown • Employers - Public & Products Liability • Legal Expenses Cover •

Tailored Protection

Specialist options
we can explore.

Additional cover options may include specialist management liability insurance options, including Directors’ & Officers’ Liability, Corporate Legal Liability, and Employment Practices Liability cover. Policies can include protection for regulatory investigations, defence costs, corporate entities, crisis management, tax investigations, pollution defence, outside directorship liabilities, and pension trustee liabilities.

Claim in practice:

A director faces an allegation following a business decision.

A former shareholder alleges that company directors acted improperly when making a significant commercial decision.

The directors need specialist legal representation to defend the allegations.

Subject to the policy terms, Management Liability can provide cover for the directors’ defence costs.

Our approach

Protecting directors against personal liability.

Directors can face personal exposure arising from their role in running a business.

We consider the company’s structure, turnover, ownership, employment profile and wider exposures when arranging Management Liability.